Twisto

Ferratum

This company provides digital banking services and consumer loans to individuals seeking short-term financing.

Lainasto

This company provides virtual credit cards and digital consumer financing solutions to private individuals and small businesses in the Nordic and Baltic markets.

Finiata

This company provides automated working capital financing and credit line services to freelancers and small to medium-sized enterprises.

Zilch

This company provides a digital payments platform and credit card allowing consumers to pay in full for rewards or spread costs over time.

Alma

This company provides instalment payment and buy now pay later solutions for online and in-store merchants and their retail customers.

Leanpay

This company provides point-of-sale installment payment solutions and digital lending platforms for retail merchants and their customers.

Tabby

This company provides a platform that allows consumers to pay for retail purchases through interest-free instalments and deferred payment plans.

RollingFunds

This company develops a digital credit management platform providing automated scoring and deferred payment solutions for small and medium-sized enterprises and retailers.